Renters Insurance in Colorado
Why do I need Renters Insurance?
Renters insurance is not required by most landlords but it is highly recommended. Your belongings should be protected by you in case of any claim such as fire or theft. Think about how much personal property you have.
In the bedroom: you have a bed, a closet full of clothes, a computer.
In the living room: you have a couch, a TV, a table, a rug.
In the kitchen: you have a dining table and chairs, Dishes, a Coffee maker.
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Bedroom
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$3,400
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Living Room
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$5,000
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Kitchen
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$4,600
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Total
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$13,000
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To protect your assets, you need enough renters insurance. Renters insurance is not only for personal property but also covers you in case of a liability or medical claim. Loss of use will cover living expenses during the time you need to find a place to live. Bundling your renters and auto insurance may save you lots of money.
What perils are included with the Renters insurance?
Renters insurance covers these perils:
*Theft
*Fire
*Hail
*Windstorm
*Lightening
*Smoke
*Falling objects
Why should I have an agent for Renters Insurance?
You should have an insurance agent for your renters insurance because agents have knowledge and experience about what is suitable for you and your family. Insurance brokers can give you quotes with several different insurance companies. With their advice, you can choose the insurance company and the coverage you like. You can call your agent in case of any updates on the amount of personal property. In case of questions you can also call your agent. Some people believe insurance is just a requirement by law but in reality, insurance is for your own protection.
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